Merchant Cash Advance Blog

Did your small business loan application recently get turned down? You're not alone. 

Despite the number of United States financial institutions claiming they want to lend to small businesses, one-third of small businesses can't get the funding they need, according to the National Small Business Association's 2010 Year-End Economic Report (via Business News Daily). 
You have a great new marketing plan that you want to put into action. You want to give your computer equipment a makeover. You think taking on an extra staff member will help your brand. Unfortunately, you can't employ any of these ideas or initiatives because you can't get the funding. 

A significant number of the 23 million small businesses don't want traditional bank loans, but they are seeking out alternative funding options.

Earlier this year, Federal Reserve Chair Janet Yellen revealed an interesting fact: small business owners, despite the recent growth in the United States economy, simply do not want business loans. The central bank head cited uncertainties in the market since the financial crisis, the drop in home values and the growing trend of alternative funding options.

Similar to the fast growing trend of social media marketing, the realm of content marketing has quickly become one of the biggest trends for businesses in all types of industries in recent years. 

In 2012, ContentWise and the Custom Content Council reported that North American marketers spent more than $40 billion of business cash on content marketing - marketers plan to spend even more moving forward. Meanwhile, a Content Marketing Trends survey found that 89 percent of marketers who used content marketing say it works. 

Is your business prepared should any disaster unfold? If not, it's time to start getting ready. 
When disaster strikes - data breaches, natural disasters, theft and computer crashes - a small business can be stuck with a hefty bill. Despite the wide variety of threats that risk the infrastructure of a small business, the fact is that many enterprises are not prepared for a disaster to strike. 

Since the Great Recession, small businesses have been reluctant to grow their brand with fears of cutbacks in consumer spending, a double-dip recession or a lack of business cash on hand. This could be why business investments were down in the fourth quarter of last year, according to a recent Department of Commerce report. 

Despite the United States economy recovering over the last few years, some small businesses aren't reflecting that, though studies have continually shown that confidence levels are returning to pre-recession norms.