Since the Great Recession, small businesses have been reluctant to grow their brand with fears of cutbacks in consumer spending, a double-dip recession or a lack of business cash on hand. This could be why business investments were down in the fourth quarter of last year, according to a recent Department of Commerce report.
Despite the United States economy recovering over the last few years, some small businesses aren't reflecting that, though studies have continually shown that confidence levels are returning to pre-recession norms.


I recently had a discussion with a merchant small business owner who had come to us looking for a merchant cash advance (MCA). Our underwriting department had reviewed her bank statements and discovered a daily Automated Clearing House (ACH) debit from the business’ bank account, and the deduction was by another MCA company. I explained to her our concern with funding with another cash advance already in place. She was under the impression that the daily ACH was a “business loan” and not a merchant cash advance. I explained that the product she was sold as a business loan was, in reality, a merchant cash advance.
"A growth hacker is a person whose true north is growth. Everything they do is scrutinized by its potential impact on scalable growth,"
For every small business, obtaining and retaining customers is like a game of chess. It takes strategy, dedication and time to acquiring customers and building client loyalty.
It's no secret that 

