2023 is off to a devastating start with a series of weather-related emergencies across the country. Recently, California has been dealing with a series of powerful storms. The state has been deluged by rain and record-breaking snowfall. Thousands of residents and businesses have lost everything in these once-in-a-lifetime weather events.

Weather emergencies haven't been limited to California. Dozens of tornadoes have swept a number of states, including Alabama, Louisiana, Georgia, and Kentucky. It's difficult to believe that with these emergency conditions, scammers prey on people, including business owners, who have lost so much.

Here are five ways the Federal Trade Commission suggests you can spot scammers who will try to take your money and your personal information after a weather emergency:

• Imposter scams. Scammers might pretend to be safety inspectors, government officials trying to help you, or utility workers who say immediate work is required. Don't give them money; ask for identification to verify whom you are dealing with — before sharing personal information like your Social Security or account numbers.
•  FEMA impersonators that are charging application fees. If someone wants money to help you qualify for FEMA funds, it's a scam. Download the FEMA Mobile App to get alerts and information. Visit FEMA.gov for more details.
• Building repair and debris removal scams that appear in recovery zones with promises of quick repairs or clean-up services. Walk away if they demand cash payments upfront or refuse to give you copies of their license, insurance, and a contract in writing.
• Rental scams. Scammers know people need a place to live while they rebuild, and they'll advertise rentals that don't exist to get your money and run. The scammers are the ones who tell you to wire money, or they will ask for security deposits or rent before you've met or signed a lease.
• Charity scams. Scammers will often try to profit from the misfortune of others, sometimes using familiar-sounding names or logos. Check Donating Wisely and Avoiding Charity Scams before opening up your wallet.

For more information, visit ftc.gov/WeatherEmergencies. You can also report weather-related scams to the FTC at ReportFraud.ftc.gov.

If you are a small business owner, you can find a wealth of information about running your business on Quikstone Capital Solution's website. If you need fast funding for your business needs, including weather-related emergencies, contact us for a no-cost or obligation qualification. You'll have peace of mind knowing the funds will be there when you need them.