As a small business owner, you know that funding is a vital part of starting and maintaining a thriving business. With countless improvements that can be made, inventory to buy, and even bumps in the road, situations arise that can leave business owners grasping at straws trying to figure out where they are going to find funding and what kind of funding may be right for them. A merchant cash advance from Quikstone Capital Solutions could be the right choice for you. Since finding funding can be a scary time for any business owner, we’ve put together our most commonly ask questions to help make your decision a little bit easier.

1.  Is a merchant cash advance a loan?

No. Technically, Quikstone Capital purchases a portion of your future card sales. We provide the merchant with a cash advance, and in return, receive a percentage of your future card sales in return.

After you receive your advance, Quikstone Capital will deduct a percentage from your daily card sales. The payment happens automatically, so there are no monthly billing statements, no invoices, no payment coupons and no checks for you to write.

2.  I've been turned down for a loan by my bank, will Quikstone Capital be able to help me?

Quikstone Capital often provides cash advances to small businesses that have been turned down by traditional lenders. We are more flexible than banks in terms of the types of business we will work with, the purpose for which the funds will be used, and in some cases, the credit history of the business and the owners of the business. Unlike banks, Quikstone Capital has greater flexibility when it comes to reviewing past credit experience. Past credit problems can typically be overcome by a demonstration of current business strength accompanied by a strong likelihood of continued good business trends.

3.  How can I determine if a cash advance is right for my business?

Businesses of all types and sizes can analyze the return to the business based on the total cost of the investment. To determine if a cash advance is right for your business, determine your return on investment (ROI). Short-term ROI can be calculated here. (https://www.quikstonecapital.com/cash-advance-and-roi-calculators)

4.  Are my business plans too unusual for Quikstone Capital?

Quikstone Capital wants your business to succeed. We work hard to understand our client’s underlying business plan and the unique business features. If your plans make good business sense, it's entirely possible that we will be able to fund them.

5.  Can my business keep its current credit card processor?

Possibly, but you may find it more advantageous for your business to switch to one of our processing partners. These partners offer a number of tools to help you manage your business and make more money. To find out if your current credit card processor is compatible with Quikstone Capital, contact us at (866) 456-5638

6.  What happens if my sales slowdown or speed up after funding occurs?

A merchant cash advance is structured to accommodate varying sales. Quikstone Capital’s payment is a fixed percentage of your daily sales, and payment amounts rise and fall with your sales. When sales slow, the dollar amount of the deduction is reduced, while when sales increase, the dollar amount of the deduction is increased.

7.  Why should I go with Quikstone Capital instead of another company?

In an industry where many companies use high-pressure sales tactics and cloud the total costs, Quikstone Capital offers a refreshingly honest and transparent sales approach. Think of Quikstone Capital as your silent business partner. We’ll tell you if the product is right for you, and we’ll work with you to help you maximize the return on your advance, so you can increase sales and profits.

8.  Are there any additional fees and or costs involved in getting my cash advance?

Quikstone does not charge any application fees.  We also do not charge any origination fees.  Our contract is 2 pages compared to most of our competitors’ contracts which are 5 or more pages.  We believe in being completely transparent.  Your success is our success!

9.  How much funding can my small business receive?

Funding amounts vary from business to business, but generally Quikstone Capital's merchant cash advances range from $5,000 to $250,000. Find out the funding amount for which your company may qualify with our merchant cash advance calculator.

10.  What do I get when I partner with Quikstone Capital Solutions?

When you choose Quikstone Capital for your business cash advance, you get a silent funding partner that cares about your success. We’re here to help you find the right solution to help your business profit and thrive.

We control both the credit decision and the funding process, so we can respond to your needs quickly. However, merchant cash advances are not for everyone. As your funding partner, you can count on us to:

• Tell you the truth - we’ll always act in your best interest, even if it costs us business
• Find solutions - tell us your issues or problems, and we’ll work with you to find solutions that protect your interests
• Help you plan - maximize your return on your cash advance with solid ideas to generate more sales and profit