As a small business owner, you know that funding is a vital part of maintaining a thriving business. With countless improvements to make, inventory to buy, and even bumps in the road, situations arise that leave business owners grasping at straws, trying to figure out where they will find funding. Since finding funding can be a scary time for any business owner, we’ve put together our most commonly asked questions to help make your decision a little bit easier.

Is A Merchant Cash Advance A Loan?

No. Technically, Quikstone Capital purchases a portion of your future card sales. We provide the merchant with a cash advance and, in return, receive a percentage of their future card sales.

After you receive your advance, Quikstone Capital will deduct a percentage from your daily card sales. The payment happens automatically, so there are no monthly billing statements, invoices, payment coupons, or checks for you to write.

I've Been Turned Down For A Loan By My Bank. Will Quikstone Capital Be Able To Help Me?

Quikstone Capital often provides cash advances to small businesses that traditional lenders have turned down. We are more flexible than banks in terms of the types of businesses we work with, the purpose for which the funds will be used, the credit history of the business, and the owners of the business. Unlike banks, Quikstone Capital has greater flexibility when it comes to reviewing past credit experience. Past credit problems can typically be overcome by demonstrating current business strength and a strong likelihood of continued good business trends.

Can My Business Keep Its Current Credit Card Processor?

Possibly, but you may find it more advantageous for your business to switch to one of our processing partners. These partners offer a number of tools to help you manage your business and make more money. To find out if your current credit card processor is partnered with Quikstone Capital, contact us at (866) 456-5638

What Happens If My Sales Slowdown Or Speed Up After Funding Occurs?

A merchant cash advance is structured to accommodate varying sales. Quikstone Capital’s payment is a fixed percentage of your daily sales, and payment amounts rise and fall with your sales. When sales slow, the dollar amount of the deduction is reduced, while when sales increase, the dollar amount of the deduction is increased.

Are There Any Additional Fees And Or Costs Involved In Getting My Cash Advance?

Quikstone does not charge any application fees. We also do not charge any origination fees. Our contract is 2 pages compared to most of our competitors’ contracts, which are 5 or more pages. We believe in being completely transparent. Your success is our success!

What Do I Get When I Partner With Quikstone Capital Solutions?

When you choose Quikstone Capital for your business cash advance, you get a silent funding partner that cares about your success. We’re here to help you find the right solution to help your business profit and thrive.

We control both the credit decision and the funding process, so we can respond to your needs quickly. However, merchant cash advances are not for everyone. As your funding partner, you can count on us to:

• Tell you the truth - we’ll always act in your best interest, even if it costs us business
• Find solutions - tell us your issues or problems, and we’ll work with you to find solutions that protect your interests
• Help you plan - maximize your return on your cash advance with solid ideas to generate more sales and profit

Since 2005, Quikstone Capital Solutions has been a trusted advisor to thousands of merchants. Quikstone provides these merchants with easy, fast, and flexible working capital for all their business needs. If you need cash for your business, contact us today. We have only one goal: to help your business succeed.