--- title: Keep Your Independence With Business Cash description: There are several options for funding when your business needs a cash infusion. Each of these options has pros and cons image: http://www.mediashower.com/img/3494/bigstock-Business-Man-Flying-With-Usa-F-93014549.jpg --- [![Merchant Cash Advance](https://www.quikstonecapital.com/hs-fs/hubfs/_Website/Logos/Web-Combo-11.png?width=200&name=Web-Combo-11.png "Merchant Cash Advance")](https://www.quikstonecapital.com/) [![Merchant Cash Advances](https://www.quikstonecapital.com/hs-fs/hubfs/_Website/Logos/Web-Color2.png?width=738&name=Web-Color2.png "Merchant Cash Advances")](https://www.quikstonecapital.com/) # Merchant Cash Advance Blog # Keep Your Independence With Business Cash Posted by [Karen Erdelac](https://www.quikstonecapital.com/merchant-cash-advance-blog/author/karen-erdelac) on Jul 13, 2015 - [Tweet](https://twitter.com/share) ![funding](http://www.mediashower.com/img/3494/bigstock-Business-Man-Flying-With-Usa-F-93014549.jpg "funding") There are several options for funding when your business needs a cash infusion. Each of these options has pros and cons. It is important to consider your options carefully before deciding what kind of funding to pursue. **Bank loans** usually have favorable interest rates and longer repayment terms. Banks typically keep a tight rein on how you are allowed to spend the money, and may require credit checks and collateral in order to get funds. Banks may seize your assets if you default on the loan. **Crowdfunding** allows the public to donate funds to your business often without obligation on the part of the business. Most successful crowdfunding campaigns have a particular purpose such as manufacturing a new product. There are often expectations for the business to provide products or services to the crowdfunding investors at the conclusion of the campaign.  [Crowdfunding](http://www.entrepreneur.com/article/228125) also takes time and effort, since a great deal of marketing is usually required. Can your business really wait months to get funding? **Investors** can provide instant cash if you have the right connections to find them, but many investors want a say in how the business is run, and they want a good return on their investment as well. If the investor is someone you know personally, the relationship dynamics often change as the investment matures. Investors often attach contracts and stipulations to their funding, which require careful reading so businesses know what they're getting into. The three types of funding above all have something in common: each one requires the business owner to relinquish some control over the running of the business to others in order to get the cash they need.  A big part of the reason most entrepreneurs start their own businesses is to have control over how the business runs and the decisions that are made. This independence is a key to achieving the kind of lifestyle many business owners want. ![funding](http://www.mediashower.com/img/3494/bigstock-Female-Owner-Of-Coffee-Shop-58863773.jpg "funding") **Retaining the Autonomy of Your Business** Only one type of funding allows businesses to retain their independence and not be beholden to anyone else for the cash they may need. Business cash advances allow owners to spend funds as they see fit and don't require credit checks or collateral to qualify.  Business owners with a proven track record of sales can get cash for improvements, to expand, or to cope with unexpected expenses. A cash advance is not a loan, it is a purchase of a portion of the business's future sales. Repayment period is 3 to 12 months on average, with no long term obligations to worry about. Because repayment is based on a percentage of daily sales, cash advances offer flexibility. On days when sales are lower, your repayment will be less as well. This variable repayment is less of a hardship for the business.  For businesses that want to keep their independence, business cash advances offer the greatest degree of flexibility and autonomy to owners. [Quikstone Capital Solutions](https://www.quikstonecapital.com/apply-for-merchant-cash-advance) offers cash advances to businesses that need cash but don't want to give up control of how their business runs.  [![Apply Now](https://no-cache.hubspot.com/cta/default/311686/5c2962a0-3c44-4385-b605-6b50dfe6f2c0.png)](https://cta-redirect.hubspot.com/cta/redirect/311686/5c2962a0-3c44-4385-b605-6b50dfe6f2c0) ![](http://www.mediashower.com/content?Action=tp&cid=27004) Topics: [Funding Your Business](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/funding-your-business), [Growing Your Business](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/growing-your-business) #### Category/Topic - [Small Business (268)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/small-business) - [Restaurant (255)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/restaurant) - [Growing Your Business (191)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/growing-your-business) - [Funding Your Business (147)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/funding-your-business) - [Holiday (110)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/holiday) - [Merchant Cash Advance (93)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/merchant-cash-advance) - [Retail (70)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/retail) - [Business Cash Advance (59)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/business-cash-advance) - [Bakery (52)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/bakery) - [Specialty Retail (52)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/specialty-retail) - [Catering (49)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/catering) - [Salon and Day Spa (46)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/salon-and-day-spa) - [Auto shops (41)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/auto-shops) - [Grow Your Business (33)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/grow-your-business) - [Liquor Store (31)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/liquor-store) - [Marketing (25)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/marketing) - [Ecommerce (21)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/ecommerce) - [About us (20)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/about-us) - [Mobile (11)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/mobile) - [Cash for Businesses (10)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/cash-for-businesses) - [Dental Office (9)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/dental-office) - [Coffee Shop (8)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/coffee-shop) - [Veterinary (5)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/veterinary) - [PCI compliance (3)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/pci-compliance) - [Pool Service (2)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/pool-service) [See More](https://www.quikstonecapital.com/merchant-cash-advance-blog/keep-your-independence-with-business-cash-0#) [![Alternative Funding](https://no-cache.hubspot.com/cta/default/311686/b9359813-7020-4f5e-828a-adacff883647.png)](https://cta-redirect.hubspot.com/cta/redirect/311686/b9359813-7020-4f5e-828a-adacff883647) [![Merchant Cash Advance](https://www.quikstonecapital.com/hs-fs/hubfs/_Website/Logos/Web-Combo-2.png?width=738&name=Web-Combo-2.png "Merchant Cash Advance")](https://www.quikstonecapital.com/) Quikstone Capital provides business loan alternatives to get your business the cash it needs to grow and prosper. [![](https://www.quikstonecapital.com/hs-fs/hubfs/_Website/Images/BBB1.png?width=180&name=BBB1.png)](https://www.bbb.org/west-florida/business-reviews/financial-services/quikstone-capital-solutions-in-tampa-fl-90026826) ###### Quik Links [Home](https://www.quikstonecapital.com) [Apply](https://www.quikstonecapital.com/apply-for-a-merchant-cash-advance) [Resources](https://www.quikstonecapital.com/business-funding-guides-case-study-white-paper) [Cash Advances](https://www.quikstonecapital.com/business-cash-advances-business-loan-alternative) [Blog](https://www.quikstonecapital.com/merchant-cash-advance-blog) [Privacy Policy](https://www.quikstonecapital.com/qcs-privacy-policy) [Terms Of Use](https://www.quikstonecapital.com/qcs-terms-of-use) ###### Contact Us [Quikstone Capital Solutions](https://www.quikstonecapital.com/) 1-866-456-5638 1-813-371-8233 4350 W. Cypress St., Suite 701 Tampa, FL 33607 ###### Stay Connected [** ** ](https://www.facebook.com/QuikstoneCapital/) [** ** ](https://twitter.com/QuikCapital) [** ** ](https://www.linkedin.com/company/quikstone-capital/)