As a merchant, you know that positive cash flow is key to maintaining a thriving business. There are countless improvements you can make, inventory to buy, and equipment to upgrade. When you need extra cash, how do you find a funding company that is right for you?

Besides reading the fine print in any contract you are presented with, here are five essential things to know before signing on the dotted line.

Beware of Excessive fees - Did you know that Quikstone funds you the exact amount you've agreed upon? That seems like a standard business practice, but it's not the case with many funding companies. Hidden in their fine print are application fees, origination fees, due diligence fees, and even early pay off fees. These companies impose so many hidden costs and fees that your funding can be short by hundreds or even thousands of dollars. Be sure to read the entire contract before signing. There are never any hidden charges or fees when applying for a business cash advance with Quikstone.

No Stacking - Stacking is the act of accepting multiple cash advances at the same time or before one cash advance is paid off in full. Many merchants don't realize the complex situation stacking puts them in since several ACH drafts will be taken out of their bank account each day to make payments to multiple lenders. These multiple withdrawals can significantly reduce your cash flow, leaving little left for other expenses. Often this causes the cycle to repeat itself – applying for one cash advance after another. This dangerous practice has resulted in many small businesses closing their doors.

No Double-dipping - Double-dipping occurs when a business renews a merchant cash advance while still owing on the balance of the initial funding. In this case, you will be charged fees on the financing you have already paid for. Whenever you consider renewing a cash advance, make sure the funding provider thoroughly breaks down the terms of the agreement. A reputable provider will be upfront about all costs involved and be more than willing to spend the time to make sure you understand all the terms of the agreement. Do your homework, and don’t be afraid to shop around.

Continued Support - If you are researching a cash advance company, make sure the funder you select has a sound customer support system that quickly and thoroughly answers all your questions. Quikstone has an on-site team of experienced professionals located in Tampa, Florida who will help you every step of the way.

Carefully compare funding companies before you apply for a business cash advance. When you choose Quikstone Capital for your business cash advance, you get a funding partner that cares about your success. Since 2005, Quikstone has helped thousands of merchants grow their companies with easy, fast, and flexible working capital for all their business needs. 80% of our merchants are repeat customers, and we are proud of the trust they place in us.

Let Quikstone Capital work with you to find the right solution to help your business thrive.