In the life of every business, obstacles come up from time to time. These obstacles need to be handled for continued success. There are many types of obstacles that businesses need to deal with, but some of the most difficult ones to handle are the ones that involve money.

Not having the money you need can cause all kinds of problems for a business. Sometimes equipment fails and needs to be replaced, but the business has not yet been able to build up a contingency fund. Or maybe more space is needed to expand the business, or a slow month makes the business short on paying its employees. 

Other needs that could make conditions difficult for a business are obtaining additional inventory, marketing the business so it can grow, or joining local groups or associations that offer benefits to businesses. When obstacles come up to derail a business, having sufficient cash can mean the difference between being able to overcome problems and possibly getting stuck without a solution. Entrepreneur magazine cites cash flow problems as the sole reason for the failure of 60% of small businesses, so lack of funds is serious business.

For many businesses, finding sources of business working capital in order to overcome obstacles is not easy. Banks are often reluctant to give loans to those without favorable credit ratings or those without collateral. In fact, banks may require both, a good credit rating and collateral before granting loan approval. Investors are few and far between, and many business owners are either unable or reluctant to risk their own savings on the business. 

For business owners without a source of ready cash, business cash advances can be a way to resolve obstacles that threaten to derail business goals and plans. The concept behind business cash advances is the sale of a portion of the business's future profits. Much like an investor, the cash advance company gives a substantial amount of money to the business in return for a percentage of future earnings. 

Businesses then have the ready cash they need to repair equipment, purchase inventory, or handle a temporary shortfall. To repay the debt, a set percentage of daily credit card receipts is sent to the cash advance company. 

Business cash advances have several advantages for businesses. Because repayment is a percentage of sales, owners won't be put in the position of paying more than they can afford. Slower sales times mean lower payments. Repayment terms are also fairly short, which means that the business won't be stuck making payments long after the situation has resolved itself. 

With business cash advances, owners won't be forced to make difficult decisions that may end up hurting the business in the long run. Without enough cash flow, the business could be crippled or even fail altogether. When owners can't replenish inventory, they can't continue to make sales. When they can't pay workers, they will be left shorthanded and may end up having to do entry level work, which would detract from their time to actually run the business. 

Alternative funding can prevent obstacles from becoming business busters, giving owners a cushion to fall back on while they continue to build their businesses into something successful. Quikstone Capital Solutions provides business cash to qualified businesses in as little as 48 hours to get them on the path to success.