--- title: Ready To Grow In 2021? description: As with most things in business, growth requires an investment. As bank loans become more difficult to obtain, many small business owners image: https://www.quikstonecapital.com/hubfs/Stock%20images/businessman%20hand%20working%20with%20new%20modern%20computer%20and%20business%20strategy%20as%20concept.jpeg --- [![Merchant Cash Advance](https://www.quikstonecapital.com/hs-fs/hubfs/_Website/Logos/Web-Combo-11.png?width=200&name=Web-Combo-11.png "Merchant Cash Advance")](https://www.quikstonecapital.com/) [![Merchant Cash Advances](https://www.quikstonecapital.com/hs-fs/hubfs/_Website/Logos/Web-Color2.png?width=738&name=Web-Color2.png "Merchant Cash Advances")](https://www.quikstonecapital.com/) # Merchant Cash Advance Blog # Ready To Grow In 2021? Posted by [Karen Erdelac](https://www.quikstonecapital.com/merchant-cash-advance-blog/author/karen-erdelac) on Jan 12, 2021 - [Tweet](https://twitter.com/share) ![Ready To Grow In 2021?](https://www.quikstonecapital.com/hs-fs/hubfs/Stock%20images/businessman%20hand%20working%20with%20new%20modern%20computer%20and%20business%20strategy%20as%20concept.jpeg?width=737&name=businessman%20hand%20working%20with%20new%20modern%20computer%20and%20business%20strategy%20as%20concept.jpeg)As with most things in business, growth requires an investment. As bank loans become more difficult to obtain, many small business owners have turned to business cash advances to meet their funding needs. For more than fifteen years, Quikstone has helped thousands of merchants grow. Here are some frequently asked questions about a business cash advance. ### What is the application process like? The application process for a business cash advance is faster and easier than a traditional bank loan. There are no fees involved and no collateral is needed. Often your advance can be approved in as little as 48 hours, allowing you to get the cash you need, when you need it. ### What can you use the money for? Where bank loans make you specify what you need the funds for on their application and hold you to that, a business cash advance is far more flexible. Some of the things you can use it for include: - Equipment upgrades or replacement - Marketing and advertising - Signage improvements - Interior renovations - New location ### How do you repay your advance? One of the biggest benefits of a business cash advance is the payment terms. Your repayment is based on a percentage of your daily credit card sales, meaning your payments will rise and fall depending on how much business you’re doing. Let [Quikstone Capital](https://www.quikstonecapital.com/) be your small business funding partner. We can provide a minimum of $5,000 up to a maximum of $250,000, depending upon your average monthly sales and the strength of your business. Your business may qualify for more than you. [![Contact Us](https://no-cache.hubspot.com/cta/default/311686/6a056746-a3e1-478d-b6aa-777c965cde95.png)](https://cta-redirect.hubspot.com/cta/redirect/311686/6a056746-a3e1-478d-b6aa-777c965cde95) #### Category/Topic - [Small Business (268)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/small-business) - [Restaurant (255)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/restaurant) - [Growing Your Business (191)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/growing-your-business) - [Funding Your Business (147)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/funding-your-business) - [Holiday (110)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/holiday) - [Merchant Cash Advance (93)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/merchant-cash-advance) - [Retail (70)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/retail) - [Business Cash Advance (59)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/business-cash-advance) - [Bakery (52)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/bakery) - [Specialty Retail (52)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/specialty-retail) - [Catering (49)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/catering) - [Salon and Day Spa (46)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/salon-and-day-spa) - [Auto shops (41)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/auto-shops) - [Grow Your Business (33)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/grow-your-business) - [Liquor Store (31)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/liquor-store) - [Marketing (25)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/marketing) - [Ecommerce (21)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/ecommerce) - [About us (20)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/about-us) - [Mobile (11)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/mobile) - [Cash for Businesses (10)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/cash-for-businesses) - [Dental Office (9)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/dental-office) - [Coffee Shop (8)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/coffee-shop) - [Veterinary (5)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/veterinary) - [PCI compliance (3)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/pci-compliance) - [Pool Service (2)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/pool-service) [See More](https://www.quikstonecapital.com/merchant-cash-advance-blog/ready-to-grow-in-2021#) [![Alternative Funding](https://no-cache.hubspot.com/cta/default/311686/b9359813-7020-4f5e-828a-adacff883647.png)](https://cta-redirect.hubspot.com/cta/redirect/311686/b9359813-7020-4f5e-828a-adacff883647) [![Merchant Cash Advance](https://www.quikstonecapital.com/hs-fs/hubfs/_Website/Logos/Web-Combo-2.png?width=738&name=Web-Combo-2.png "Merchant Cash Advance")](https://www.quikstonecapital.com/) Quikstone Capital provides business loan alternatives to get your business the cash it needs to grow and prosper. [![](https://www.quikstonecapital.com/hs-fs/hubfs/_Website/Images/BBB1.png?width=180&name=BBB1.png)](https://www.bbb.org/west-florida/business-reviews/financial-services/quikstone-capital-solutions-in-tampa-fl-90026826) ###### Quik Links [Home](https://www.quikstonecapital.com) [Apply](https://www.quikstonecapital.com/apply-for-a-merchant-cash-advance) [Resources](https://www.quikstonecapital.com/business-funding-guides-case-study-white-paper) [Cash Advances](https://www.quikstonecapital.com/business-cash-advances-business-loan-alternative) [Blog](https://www.quikstonecapital.com/merchant-cash-advance-blog) [Privacy Policy](https://www.quikstonecapital.com/qcs-privacy-policy) [Terms Of Use](https://www.quikstonecapital.com/qcs-terms-of-use) ###### Contact Us [Quikstone Capital Solutions](https://www.quikstonecapital.com/) 1-866-456-5638 1-813-371-8233 4350 W. 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