---
title: Taking a Small Business into the Future with a Merchant Cash Advance
description: A merchant cash advance can help achieve business goals. When the economy remains unstable a business cash advance can help provide funding you need.
image: https://www.quikstonecapital.com/hs-fs/hub/311686/file-1735313588.jpg
---

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# Merchant Cash Advance Blog

# Taking a Small Business into the Future with a Merchant Cash Advance

Posted by [Karen Erdelac](https://www.quikstonecapital.com/merchant-cash-advance-blog/author/karen-erdelac) on Sep 30, 2014

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![future_of_small_business-1](https://www.quikstonecapital.com/hs-fs/hub/311686/file-1735313588.jpg?width=223&name=file-1735313588.jpg)It is imperative to every small business’s success, that they establish both long-term goals and short-term objectives. With proper goal and objective-setting, a business can measure success, whether it's quarterly sales, marketing strategies.

Every small enterprise that needs to grow must maintain aspirations. This does indeed require hard work, upfront investment and even some innovative techniques when the business budget is minimal.

It is crucial to stand ready to take advantage of opportunities that can increase profits. When business funding is tight, it is essential that management seek out alternative funding solutions, which can help the business reach the next step towards meeting the objectives to reach their goals.

### Alternative Funding: What is a merchant cash advance?

![Taking Your Business Into the Future](https://www.quikstonecapital.com/hs-fs/hub/311686/file-1737572046.jpg?width=220&name=file-1737572046.jpg "Taking Your Business Into the Future")A **merchant cash advance** is a sale of a portion of future credit and debit card sales. In other words, a company provides a merchant with cash and in return the lender receives a percentage of future credit card sales.

Merchant cash advances are not loans; instead lenders deduct a specified amount from daily card sales until the obligation is met. A loan is when a lender provides a borrower with an agreed upon amount that comes with various fees, interest charges and can take a long time to process. A cash advance is fast and flexible to help to accommodate varying sales.

### **What's it good for?**

This type of small business funding can assist in providing funds to companies in order to pay for a variety of expenses or investment opportunities including advertising, new equipment or moving forward with renovation or expansion plans.

This type of [alternative funding](https://www.quikstonecapital.com/business-cash-advances-loan-alternatives) is useful to businesses that experience emergencies but do not have enough capital on hand to pay them for repairs. Rather than depending on a credit card advance, an interest-heavy payday loan or a loan from the bank to pay for the emergency, the business can use this alternative to cover the costs.

[*Entrepreneur magazine*](http://www.entrepreneur.com/article/223523) highlights one restaurant owner who needed $80,000 quickly and, instead of using a financial institution, he decided to take a merchant cash advance.

A merchant cash advance can improve the overall business and help achieve business goals. While the economy remains unstable, small businesses can still have success and Quikstone Capital Solutions can help.

[![Start growing your business today! Request a FREE CONSULTATION](https://no-cache.hubspot.com/cta/default/311686/d3b202b3-8d5b-4b33-978f-77e6b96887be.png)](https://cta-redirect.hubspot.com/cta/redirect/311686/d3b202b3-8d5b-4b33-978f-77e6b96887be)

 

 Topics: [Funding Your Business](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/funding-your-business), [Growing Your Business](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/growing-your-business)

#### Category/Topic

- [Small Business (268)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/small-business)
- [Restaurant (255)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/restaurant)
- [Growing Your Business (191)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/growing-your-business)
- [Funding Your Business (147)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/funding-your-business)
- [Holiday (110)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/holiday)
- [Merchant Cash Advance (93)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/merchant-cash-advance)
- [Retail (70)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/retail)
- [Business Cash Advance (59)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/business-cash-advance)
- [Bakery (52)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/bakery)
- [Specialty Retail (52)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/specialty-retail)
- [Catering (49)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/catering)
- [Salon and Day Spa (46)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/salon-and-day-spa)
- [Auto shops (41)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/auto-shops)
- [Grow Your Business (33)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/grow-your-business)
- [Liquor Store (31)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/liquor-store)
- [Marketing (25)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/marketing)
- [Ecommerce (21)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/ecommerce)
- [About us (20)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/about-us)
- [Mobile (11)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/mobile)
- [Cash for Businesses (10)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/cash-for-businesses)
- [Dental Office (9)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/dental-office)
- [Coffee Shop (8)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/coffee-shop)
- [Veterinary (5)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/veterinary)
- [PCI compliance (3)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/pci-compliance)
- [Pool Service (2)](https://www.quikstonecapital.com/merchant-cash-advance-blog/topic/pool-service)

[See More](https://www.quikstonecapital.com/merchant-cash-advance-blog/small-business-funding-with-merchant-cash-advance-0#)

[![Alternative Funding](https://no-cache.hubspot.com/cta/default/311686/b9359813-7020-4f5e-828a-adacff883647.png)](https://cta-redirect.hubspot.com/cta/redirect/311686/b9359813-7020-4f5e-828a-adacff883647)

[![Merchant Cash Advance](https://www.quikstonecapital.com/hs-fs/hubfs/_Website/Logos/Web-Combo-2.png?width=738&name=Web-Combo-2.png "Merchant Cash Advance")](https://www.quikstonecapital.com/)

Quikstone Capital provides business loan alternatives to get your business the cash it needs to grow and prosper.

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