Any time you borrow money there is a risk involved.  Knowing when and where to seek out funding and how that money should be spent will ensure your business sees a benefit from the additional investment.

Although some businesses use cash advances to get themselves out of a financial jam, this is not really the best use of the product. Since there are fees involved, it could lead to a downward spiral where owners go deeper and deeper into the red by taking repeated advances. This happens most often when the business isn't quite viable to begin with, and owners don't take the necessary steps to adjust their business plan so that growth can occur.

Many cash advance providers (including Quikstone Capital Solutions) have adopted safeguards to ensure that businesses don't get further behind as a result of getting one or more advances. By approaching the advances as more of a partnership, providers can spot potential trouble and address it.

Using a merchant cash advance to invest in an aspect of the business that will yield a positive return is the best course of action. At the end of the repayment period, the business will be in a much stronger position than before and will be poised for continued growth.

Some potential investments for which a merchant cash advance may be helpful are as follows:

• Purchasing equipment that will increase production or produce a higher quality product (which can then be sold for more).
• Purchasing additional space and inventory, if sales are growing fast enough to support this action.
• Implementing a marketing campaign with proven ROI. Do your research and be sure your marketing will yield results before signing up.
• Hiring more help, if sales are strong and you will be able to use the additional time to make more money.

For businesses that are already strong, having access to a lump sum of cash up front may allow them to reach their goals faster and implement their business plans to a greater extent. What was once a long shot, pie-in-the-sky dream becomes doable and reachable when the cash is available to fund those goals.

For businesses that are facing struggles, merchant cash advances can provide them a leg up to more solid footing, but owners are advised to carefully consider the business's weaknesses so that they don't become an impediment to future growth.

A big advantage that small companies have is the ability to make changes rapidly. That advantage disappears without the necessary funds to make those changes and, unfortunately, small business merchants have trouble getting small business loans.

If you process credit cards, Quikstone Capital can provide fast, flexible funding for your business. We know that business owners need to answer quickly when opportunity knocks. And you need to respond swiftly in the event of equipment failures or other unexpected emergencies.

That's where we come in. Whether you have a new business, an established business with no collateral, or simply don't qualify for traditional bank loan, we can provide the business cash you need.