Merchant Cash Advance Blog

July is one of the slowest months for many retailers. Summer holidays pull shoppers away from their screens, budgets tighten after a busy first half, and there's no major shopping event to spark spending. That's exactly why Christmas in July works so well—it gives customers a reason to buy when they least expect it. The concept is simple: borrow the magic of the holiday season and drop it into the middle of the year.

Natural disasters devastate communities in a matter of hours, leaving a long trail of destruction in their wake. During these critical times, small businesses often serve as the heartbeat of the community. Your business has immense potential to drive recovery efforts. From providing immediate relief to fostering long-term rebuilding, local enterprises play a vital role in healing a community.

Every dad has a signature move. Maybe it's the long, drawn-out joke with a payoff that makes everyone roll their eyes. Maybe it's the same pun about the grill, told every single summer. Whatever form it takes, dad humor is a language all its own—and Father's Day is the perfect time to speak it fluently. If you're hunting for ways to make your father, grandfather, or father figure laugh this year, you've come to the right place.

For three years, downtown lunch spots watched their busiest tables sit empty. Office towers emptied out, weekday foot traffic dried up, and many restaurants that relied on the 9-to-5 crowd struggled to survive. Now the tide is turning. Many major employers have rolled out return-to-office mandates, pulling millions of workers back into city centers at least a few days a week. For restaurants, this shift represents one of the biggest growth opportunities in years. The catch? You have to be ready for it. Here are a few things restaurant owners can do to grab their share of the returning lunch crowd.

The IRS publishes its annual "Dirty Dozen" list specifically to warn taxpayers about the schemes that are doing the most damage each year. For small business owners, the stakes are especially high. A single scam can result in thousands of dollars in losses, IRS penalties, or a drawn-out audit process that drains time you don't have. Here's a breakdown of the most critical scams from the 2026 Dirty Dozen list and what your business can do to stay protected.